Why get pre-qualified for a home loan?
One of the most important facets of successfully purchasing a home is the financing. Unless you are paying cash, financing will often make or break your real estate transaction. With this in mind, we recommend that you begin your loan process before actually going out and looking at properties.
By doing so, you will ensure three things:
1. You will know exactly what price range you should be looking in. As a buyer you never wants to fall in love with a home that you are not comfortable with the payment.
2. Know what price you can pay for a home you now have “Buying Power”.
3. You will promote a smooth and easy escrow process.
Purchasing a home can often times be quite stressful. Organizing your financing will help alleviate some of that unnecessary stress.
If you don’t already have a lender you can contact Cary Pearce with Provident Bank
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