One of the most important facets of successfully purchasing a home, is the financing. Unless you are paying cash, financing will often make or break your real estate transaction. With this in mind, we recommend that you begin your loan process before actually going out and looking at properties.
By getting pre-qualified you will ensure three things:
1. You will know exactly what price range you should be looking in. As a Buyer you never want to fall in love with a home and not comfortable with the payment.
2. Know what price you can pay for a home, so you have “Buying Power”.
3. You will ensure a smooth and easy escrow process.
Purchasing a home can be stressful, secure your financing will help alleviate some of that unnecessary stress.
If you don’t already have a lender, you may contact
Cary Pearce with Flagstar Bank at (951) 750-7555.
Ask your lender for a Desk Top Underwritten Approval Letter! Your lender will request all supporting documents up front and have you fully approved for your loan subject to a few items needed later for your loan such as an appraisal or proof of employment. With this type of approval letter, you will stand out from your competition when writing an offer.
All information submitted via this form will be kept in the strictest confidence and will never be sold to third parties or used for solicitation purposes without your consent.
About JoAnn Dickinson
I’m JoAnn Dickinson, lifestyle blogger and Broker at JoAnn Dickinson Homes, Inc. I live and work in the Orange County Area and love everything this beautiful area has to offer. If you live in Huntington Beach or surrounding communities or are thinking about moving here, you have come to the right place! Stay up to date with Orange County Lifestyle, Events, Restaurants, Outdoors, Real Estate and more!